Credit Repair- Create a Great Financial Future

Credit Repair- Create a Great Financial Future
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Credit Repair- Create a Great Financial Future

We have put this e book together on Credit Repair and it includes information on debt management, credit repair, time management and other easy solutions for getting yourself out of credit troubles. 

We have even included an easy to use Family Budget Planner. 

So many people fall into credit trouble each day, and many times through no real fault of their own. This e book is designed to answer all the questions you might have and is intended to answer the most common questions on how to repair your credit. This information is perfect for both individuals as well as families. 

This book is intended for anyone dealing with credit and credit issues, including those of you with a bad credit history or no credit at all! By applying the tips within this book you can easily build your credit quickly. 

We have even added a helpful section on quick ways to raise money by using your current skills and by cleaning out your home for cash! 

Thank you and enjoy reading. 

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Course Intro Video

Lessons

  1. The first step to repairing your credit is in understanding what happened and why you are now in financial trouble.
  2. Budgeting

    Your first step in helping yourself to repair your credit is to come up with a solid budget. Here you will need to be tight and cut out all excess spending whenever possible. (Listen Full Audiobook Here)
  3. Creating a Budget

    To start creating a budget you want to get out all of your bills along with your bank statement. You will need to create a worksheet of your income and monthly expenses.
  4. Managing Your Existing Debt

    Many people decide that the easiest way out of debt is to refinance their home or they might even decide to put it up for sale.
  5. Look at Your Mortgage Options

    Before making any drastic decisions over your mortgage take a good look at the terms and conditions of your mortgage. There may be things in your agreement that could be beneficial to you.
  6. Building Your Credit History

    When attempting to rebuild your credit your first step is to take an in-depth look at your credit report. Your credit report is available to you at no charge once a year from the three major credit bureaus.
  7. Strategies for Credit Building

    Your best strategies for building good credit are to pay your bills and loans on time. Plus you want to keep your balance as low as possible. High outstanding balances can result in a negative impact on your credit score.
  8. Avoiding Court

    Going to court can be really stressful and costly. It is in your best interests to try and avoid this step if at all possible.
  9. Collection Agencies

    Collection Agencies have a bad reputation and they can be worse to deal with than your creditor. A collection agency is used by a creditor after all attempts at getting you to pay your debt have failed.
  10. Identity Theft

    Being a victim of identity theft can be extremely difficult to deal with. It can be hard just to prove to anyone who you are.
  11. Re-establish Credit after Getting a Divorce

    If you previously had no credit in your name now is the time to build your credit. If you were both listed on your loans and utility bills you must now set up accounts in your name only.
  12. Loan Options

    Many people look to getting a home equity loan as a way of getting themselves out of debt. Unfortunately most financial institutions will only give you a home equity loan if your credit is in good standing.
  13. Credit Payment Plans

    It is possible to negotiate a credit payment plans with your credit card company or loan company. A good way to achieve this is by approaching the company telling them that you want to clean up your credit report.
  14. Cash Advances from Employers

    Getting a cash advance from your employer can be difficult. Some companies have no issues with helping out an employee in an emergency.
  15. Community Emergency Assistance Plans

    To get help through a community emergency assistance plan you have to register and meet certain criteria.
  16. Small Consumer Loans

    Small consumer loans are short term loans which don’t require any security. This means you don’t have to pledge your house or other assets in order to be approved for the loan.
  17. Loans from Friends and Family

    Asking for a loan from a good friend or family member is another possible way to help you pay off your debts.
  18. Filing for Bankruptcy

    Many people think that filing for bankruptcy is the easiest thing to do. For some this can be a huge mistake and end up causing more problems than it solves.
  19. Applying for Overdraft Protection

    Having overdraft protection on your bank account can be a very useful thing to have. This protection will allow any of your monthly bills such as your mortgage to be paid even though you may not have sufficient funds in your account.
  20. Tips for Maintaining Your Credit Future

    Turn skills and hobbies into cash
  21. Maintaining Your Privacy + Financial Tips

    The easiest way to maintain your privacy in regards to your financial status is to avoid using credit as much as possible. (Download ebook, audiobook with MRR HERE)

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